In Naruto: Reborn With Talent - Chapter 16 - Ch16.Bandits? Really now.

Han Sheng Li is the Crown Prince of the Great Han kingdom. Since the age of fourteen, he mostly went to the wars with his father, Han Wenji, the great emperor of the Han Kingdom. He's the most favored child of his father but, is the cruelest and ruthless among all of his seven half brothers.

“There are no heroes. In life, the monsters win.”

...

In 2106, [Mayhem Online], a fully immersive VRMMO game, was released. Soon, it dominated the world's economy when people could exchange the in-game currency with real-life currency and vice versa.

In the year 2107, Flynn Grey, a 22-year-old college dropout with an ambiguous history, joined in the fray of billions of people that had already started playing [Mayhem]. Hoping to uncover the game's secret and earn a fortune, he spent months on adventures without fruitful results.

For better or worse, Shura, Flynn's in-game character, ends up in a great Wyvern's den, acquiring a hidden class and a monstrous race. Join him as he defeats his past and paves his way into becoming a true legend in both worlds.

With the unexpectedly obtained unknown civilization technology, bionic robots, artificial intelligence, quantum mechanical transmission, supercomputers, plasma thrusters, nuclear fusion, these black technologies are constantly being manufactured in Wang Xiao’s hands.

Knowledge is power. With the help of unknown civilization technology, Wang Xiao, who has acquired this knowledge and black technology, has tickets to a better future and a sea of stars.

- Description from Qidian

The protagonist, having degenerated into a “loser” after being unable to find employment, gets caught up in someone else’s attempt to commit suicide-by-train and ends up traveling to another world. The numerous cheat powers he demands from God are all granted to him. But contrary to expectations, these powers bring about disastrous consequences for the protagonist.

Having reincarnated into another world, the optimistic protagonist (Yuuri) starts his(her) heart-warming training days with his(her) teacher.