Toaru Majutsu no Index: New Testament - Volume 4, Sub.05

David thought he would live a normal life when he awakened the banking system at the age of 18.However, fate seemed to have something else in store for him as his life turned upside down when following the death of one of his loyal client, a shiny window popped up in front of him.[Regretfully! You lost one of your clients today. However, the Bank of Eternal Origin can never suffer a loss.Even if he died, the client will have to pay back somehow, therefore his soul was captured. You now have the following options, keep in mind that you can only choose one.1 - Extract Client's Crystallion of Life (Money Talks, Grade - Uncommon)2 - Extract Bryan's memories from his birth till his death.3 - Any item that client owned in his lifetime.4- Do Nothing, let the compound interest do its thing and decide again when the Client dies in his next life.Please note as capturing the soul and imprisoning it requires a large amount of mana because of which you only have two hours left to make a choice.]

Don't buy EX rank privilege tier this month.

[I will fill all the privilege tier chapters this month so don't worry.]

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At the tender age of 14, a seemingly random but prodigious student experienced an extraordinary awakening of his talent. This momentous event also coincided, whether by fate or design, with the resurgence of his memories from a past life.

Yet, these newly recovered memories brought an overwhelming despair. He realized that he had been living as a mere extra character in the popular 'Return as Strongest Player' novel.

In a twist of fate, he discovered the activation of an enigmatic 'Another System,' adding an even deeper layer of complexity to his predicament.

How would an extra character navigate such a dire threat to his very existence?

As he braved these trials and tribulations, he unraveled a mystery surrounding the cryptic 'Another System.'

But the greatest surprise still awaited him – a revelation that would not only shed light on the truth behind his reincarnation but also unveil the grand machinations of the Primordial God.

The question remained, what lay beyond this earth-shattering revelation?

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Dear readers! Without any ads, maybe you will prefer .

When the enigmatic and overpowered Kieran Drayke awakens in a foreign magical world after a sudden transmigration, he brings along a system unlike any this realm has ever known. The “Sovereign Architect System” doesn’t just make him invincible—it gives him the tools to build something far greater.But Kieran isn’t interested in world domination. At least, not in the usual way.Disillusioned by the world's surface-level glimmer and the rot beneath it, Kieran sets his sights on the forsaken—those discarded by society, lost in the shadows of nobility and corruption. From slums, war zones, and forgotten ruins, he gathers orphan girls of various races—elves, beastkin, humans, and more—each with untapped potential and pain behind their eyes.He trains them in secret. Guides them. Empowers them. Not as soldiers, but as a family. A hidden organization that operates behind the curtains, shaping the world while appearing as ordinary students at the prestigious Aetherion Magic Academy.Kieran himself? Just a carefree, slightly lazy transfer student with a penchant for sweets, sarcasm, and sneaking naps between classes—on the surface, at least.With a slow-burning plot that weaves magical worldbuilding, deep friendships, training arcs, casual comedy, and a cast of unforgettable girls who grow into queens of the unseen, Chronicles of the Hidden Crown explores what happens when an OP MC doesn’t conquer the world with brute force…But builds a legacy from its forgotten pieces.No betrayal. No forced drama. Just the steady rise of a secret kingdom in the shadows of a crumbling empire.

Derek McCoy was a man that since his youth had to face many adversities. Often forced to settle with surviving rather than living, had finally found his place in the world, until everything was taken from him one last time. After losing his life to avenge his brother, he reincarnates until he finds a world worth living for, a world filled with magic and monsters. Follow him along his journey, from grieving brother to alien soldier. From infant to Supreme Magus.

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Tags: Transmigration, Male MC, Western Fantasy
Schedule: 1 chapter per day
Chapter Lenght: 1700 - 2000 words but usually are even longer
Warning: The MC is not an hero nor an anti-hero. He is a broken, cynic and misanthropic person looking only for his own gain. If you are looking for a forgiving, nice, MC that goes around saving people in distress, this is not your cup of tea.
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I don't own the cover but wasn't able to find the author.